



"type": "CreditCardReferenceTransaction", Here is an example for the Create a payment method REST API. You can create CC Reference Transaction payment methods through the Zuora UI and the APIs. A multi-use token always maps a particular PAN value to the same token value within the tokenization system. A multi-use token represents a specific primary account number (PAN), and may be used to track an individual PAN across multiple transactions. A single-use token is used to represent a specific, single transaction. Some payment gateways support tokens that can identified as either single-use or multi-use tokens. Tokenization minimizes the amount of data a business needs to keep and increases the security of credit card and e-commerce transactions while complying with industry standards and government regulations. Like credit cards, tokens are used for customer sales, refunds, voids, and credits. Tokens do not change how a merchant’s payment is processed. The token is randomly generated and there is no algorithm to regain the original card number. For example, if someone’s actual credit card number was 1223 3456 5678 6789, it might become AGDV234MUD54367 when a token is generated. Tokens have no meaning by themselves and are worthless if a company’s system is breached in any way. Tokenization is the process of replacing sensitive credit card/payment data with unique, generated placeholder, or "token".
